AFLAC

• Accident

• Sickness

• Cancer

• Hospital

• Short-Term Disability

• Dental

• Intensive Care

• Long-Term Care

• Specified Health Event

• Prescription Discount

• Life Insurance

• Section 125 Cafeteria Plan

AFLAC is a leading provider of insurance sold on a voluntary basis at the worksite in the United States and the largest foreign insurer in Japan. Insuring more than 40 million people worldwide, AFLAC is the principal subsidiary of AFLAC Incorporated, an international holding company based in Georgia. At year-end 2003, the corporation's total assets were more than $45 billion, with annual revenues of more than $11.4 billion. A Fortune 500 Company, AFLAC is a leading writer of voluntary insurance coverage marketed at the worksite in the United States, offering policies to employees at more than 300,000 payroll accounts. Fortune magazine named AFLAC to its list of "The 100 Best Companies to Work for in America" for the fifth consecutive year in January 2003 and to its list of "America’s Most Admired Companies" in the life and health insurance industry in March 2003.

Yes, you can provide your employees with a solid benefits package, at no extra cost to you, even in today's tough economy. Improve employee benefits on a tax-advantaged basis without increasing costs by using AFLAC to: Decrease your overall benefit expenses Keep your existing plan coverage – you don't have to change a thing Offer additional benefits to improve coverage and reduce taxes for your employees Let AFLAC do the work to set up and maintain your Section 125 Cafeteria Plan